Protect your household goods, vehicles, artwork, and overseas shipment with clear coverage
options, premium estimates, and practical guidance before pickup.
Full Coverage: generally for professionally packed
shipments and available at 3.5% with a $250 deductible or 3.0% with a $500 deductible.
Total Loss Only: generally for self-packed
shipments, limited to catastrophic loss situations, at 2.0% of declared value with a $5,000 minimum declared value.
Arrange Before Pickup: insurance must be finalized
before collection and cannot be added after export begins.
Declared Value: use the current replacement value of the shipment,
not the original purchase price.
Marine Insurance Cost Calculator
Estimate your premium using declared value and coverage type. This is a planning tool and final eligibility may depend on
packing method, underwriting, item type, and documentation.
Estimated Premium
$875.00
Full Coverage at 3.5% with a $250 deductible based on a declared value
of $25,000.
Declared value guidance
Insurance is based on replacement value, not what you originally paid for
the goods.
For full coverage, a valued inventory may be needed, especially for higher-value
pieces.
For vehicles, use the replacement value of the automobile rather than a sentimental or purchase-history
value.
Guidance for high-value items
High-value items should be identified in advance so the right packing, inventory, documentation, and insurance review can be
arranged before pickup.
Examples of high-value items: artwork, antiques,
designer furniture, pianos, collectibles, rare instruments, watches, specialty electronics, and certain vehicles.
Declare them early: do not wait until load day to
mention unusually valuable pieces. Early notice helps determine whether special packing or underwriting review is needed.
Consider special crating: fragile or valuable
items may need custom wood crating or special export packing for better protection.
Document condition before shipment: take clear
photos and videos before packing, especially for fine art, antiques, and unique pieces.
Keep records: appraisals, receipts, model numbers, serial numbers,
and prior condition records can all help support proper valuation and any future claim review.
Important insurance notes and common limitations
Insurance must be arranged before pickup and cannot be added after export begins.
Owner-packed box damage is typically not covered under total loss only.
Pre-existing damage is generally excluded from coverage.
Normal wear and tear is not insurance damage.
Mechanical or electrical failure without external damage may not be covered.
If damage is found at delivery
Note visible damage at delivery paperwork when possible.
Take clear photos of damage and the surrounding packing materials.
Keep cartons, wrapping, and damaged materials when practical until guidance is
received.
Notify East Coast Shipping promptly so the next steps can be reviewed.
Marine insurance FAQ
What insurance options are available?
Full Coverage for professionally packed shipments and Total Loss Only for self-packed shipments.
How do I determine declared value?
Use the current replacement value of the goods you want insured, not what you originally paid.
Do I need a valued inventory?
For many full coverage shipments, yes. Higher-value items should also be clearly identified in advance.
Can I add insurance after pickup?
No. Insurance should be arranged before pickup.
Need help choosing the right coverage?
We can help you understand which insurance option fits your shipment, whether your goods may qualify for full
coverage, and what information is needed before pickup.
Important: This page is for guidance and planning. Final coverage eligibility and claim handling depend on shipment type, packing method, underwriting requirements, policy
terms, inventory detail, and documentation.
Tips When Insuring Your International Move
• Submit your insurance paperwork before your scheduled pickup date
• Review the policy terms and deductible options carefully
• Take photos or videos of your belongings before packing
• Notify us in advance if your shipment contains high value items such as artwork, antiques, pianos, or collectibles
1-888-238-0180
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